Bananas, elephant ears, Hoja santa and other large leaf perennials should be cut off leaving 2-3" stump. Then cover the stump with shredded much. Unless the roots stay too wet during the winter from frequent rains or poor drainage, the plants be back next spring to once again put on a show. Some gardeners put a piece of old carpet over the stump and the mulch on top of that if they concerned about the moisture rooting the crown of the plants.
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